Last updated: 29 October 2025
Name of Company/Website: PAP MUSA (also referred to as “we”, “us”, or “our”)
Website: [Website URL]
Contact Information: yo@papmusa.com

1. Agreement to Terms
By accessing or using this website (“Site”), you agree to be bound by these Terms & Conditions (“Terms”). If you do not agree, please discontinue use of the Site.

2. Changes to Terms
We may update these Terms from time to time. Any changes will be effective upon posting on this page. Your continued use of the Site constitutes acceptance of updated Terms.

3. Use of the Site
You agree to use the Site for lawful purposes only and not to engage in activities that:

• Violate laws or regulations

• Infringe on the rights of others

• Disrupt or interfere with the Site’s functionality

We may suspend or block access to users who violate these Terms.

4. Intellectual Property
All content on the Site, including text, graphics, logos, images, and software, is owned by or licensed to us and protected by applicable intellectual property laws.
You may not copy, reproduce, distribute, modify, or create derivative works without prior written permission.

5. User Content
If users can submit content (e.g., comments, uploads):

• You retain ownership of your content

• You grant us a non-exclusive, royalty-free, worldwide license to use, display, and distribute your content on the Site

• You are responsible for ensuring your content does not violate laws or third-party rights

We reserve the right to remove any user content at our discretion.

6. Privacy
Your use of the Site is also governed by our Privacy Policy, available on this site.

7. Third-Party Links
The Site may include links to third-party websites. We are not responsible for the content, policies, or practices of those websites. Accessing them is at your own risk.

8. Disclaimer of Warranties
The Site is provided on an “as-is” and “as-available” basis.
We make no warranties or guarantees regarding:

• Accuracy or completeness of content

• Availability, security, or performance of the Site

• Fitness of the Site for any particular purpose

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9. Limitation of Liability
To the fullest extent permitted by law, we are not liable for any damages arising out of your use or inability to use the Site, including loss of data, profits, or business.

10. Indemnification
You agree to indemnify and hold us harmless from any claims, losses, damages, costs, or liabilities resulting from your use of the Site or violation of these Terms.

11. Termination
We may suspend or terminate access to the Site at any time without notice for any conduct violating these Terms or harmful to the Site or users.

12. Governing Law
These Terms are governed by the laws of [Insert Country/Region].
Any disputes must be resolved in the courts of [Insert Jurisdiction].

13. Contact Information
If you have questions about these Terms, contact us at:
📧 yo@papmusa.com